THE EFFECTS OF RETURN ON ASSETS, CAPITAL ADEQUACY RATIO, AND FINANCING ON LIQUIDITY RISK IN SHARIA BPRS IN INDONESIA
DOI:
https://doi.org/10.20961/akumulasi.v1i1.314Keywords:
CAR, financing, liquidity risk, ROAAbstract
This study aimed to analyze the effects of return on assets (ROA), capital adequacy ratio (CAR), and financing on liquidity risk in Sharia Rural Banks/Bank Perkreditan Rakyat Syariah (Sharia BPRs) in Indonesia. The samples of the study were 40 banks registered in the Financial Services Authority (Otoritas Jasa Keuangan/OJK) selected using the purposive sampling technique. A panel regression model was used for data analysis. Data were examined using Eviews software (version 9). The research results showed that CAR had a positive and noteworthy effect on liquidity risk, while ROA and financing had a significant and negative influence on liquidity risk.
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