The Effect of Financial Literacy and Digital Payment Services on the Financial Performance of MSMEs. AKUMULASI: Indonesian Journal of Applied Accounting and Finance, [S. l.], v. 4, n. 2, p. 158–169, 2025. DOI: 10.20961/akumulasi.v4i2.3361. Disponível em: https://journal.uns.ac.id/index.php/akumulasi/article/view/3361. Acesso em: 13 may. 2026.